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You will also have to pay charges for a gold IRA custodian to manage the account as well as for Top Rated Gold Ira Companies a safe, IRS-authorised depository to hold and insure the physical gold for you. While a precious metals IRA will enable you to buy physical property like gold bullion or silver coins, you need to pay for both an account custodian as well as storage and insurance coverage fees in order to hold your IRA gold without penalty. Gold IRA account bills embody setup prices, prices for management and prices for storage and insurance. Think of precious metals as the ultimate retirement insurance policy. You’ll want to consider what possibility is best given your goals. If you want to spend money on gold within the USA, traders have a big number of gold bullion to select from.